Interest rate swaps for UK brokers & their clients

Cut your clients' loan costs.
Earn on every deal.

When two business loans are cheaper at different rate types, a comparative advantage swap lets both get the loan they wanted for less. You bring the client, we handle the swap.

The two parties
Party A
Wants a fixed-rate loan
Prefers the certainty of a fixed rate — but can actually borrow more cheaply on a floating one. So it borrows floating and swaps into fixed.
Borrows floating, swaps to fixed
Party B
Wants a floating-rate loan
Prefers a floating rate — but can actually borrow more cheaply on a fixed one. So it borrows fixed and swaps into floating.
Borrows fixed, swaps to floating

Each borrows the rate type it's cheaper at, then they swap payments — so both end up with the loan they actually wanted, paying less interest between them than if each had borrowed it directly. That gap is the saving.

How it works, step by step
1

Your client chooses a loan

A business comes to you ready to borrow and knows what it wants — a fixed or a floating rate. You find it the cheapest fixed and floating quotes on the market.

2

You send us the details

If your client is open to saving, you forward the loan size, term and both quotes. No principal is exchanged and your client commits to nothing at this stage.

3

We find the match

We pair your client with a business whose cheapest rates mirror theirs — one cheaper at fixed, one cheaper at floating. Each borrows the type it's cheaper at, ready to swap.

4

Both save — and so do you

They swap payments and each ends up with the loan they wanted, now cheaper. The saving is shared: your client keeps most of it, and you earn a commission on the deal.

Live example — see the saving

Adjust the loan below — figures are illustrative

£500k
10 yrs
6.0%
1.00%
Total interest saved
£29,730
over the 10-year loan
Your commission as the broker
£4,460
Common questions
Each business can borrow more cheaply at a different rate type — one at fixed, one at floating. When each borrows where it's cheaper and they swap, the pair pays less interest in total than if each had borrowed its preferred type directly. That difference is the saving we share out.
No. Deals are structured through a partner bank that sits between the two parties, so neither business is exposed to the other defaulting. Your client simply ends up with the loan they wanted, at a lower rate.
Nothing up front. We're only paid out of the saving we create — if there's no saving to be had, there's no deal and no fee. Your client keeps the majority of whatever we save them.
A new product to offer your clients and a commission on every completed swap — earned on details you already collect when arranging their loan. We handle the matching, structuring and paperwork.

Offer your clients cheaper loans

We're partnering with UK brokers to bring interest rate swaps to everyday business loans. Register your interest and we'll be in touch as we launch — no commitment, no cost.

Get in touch

Whether you're a broker or a business, tell us a little about you and we'll be in touch within two business days.

No commitment. No fees at this stage. UK businesses only.

Message received

Thanks for getting in touch. We'll review your details and reach out within two business days.